# Founders & Developers ### **One SDK, full neofinance stack.** Before City Protocol, launching neobanking features meant stitching together yield providers, swap routers, payment gateways, fiat ramps, lending markets, and KYC vendors separately. `@cityprotocol/core` collapses all of it into a single TypeScript package. One install, one client. Pick the modules you need (Vault, Yield, Swap, Ramp, Payment, Lending, KYC/AML), skip the rest. No vendor sprawl. *** ### **Programmable virality, not luck.** UGC boosts conversion rates by 161%, but historically, going viral has been a coin flip. Viral City makes it systematic. Deploy reward campaigns with verifiable task steps (Follow, Post, Mindshare Growth), each confirmed on-chain. The Mindshare Arena quantifies project attention in real time across configurable windows (Today, WTD, MTD, QTD, YTD, plus a 72-hour exponentially decayed Trend window). Social engagement becomes a measurable, repeatable growth lever. *** ### **Institutional-grade vaults, zero custody risk.** Vaults are ERC-4626 compatible, written in Solidity, deployed on Base and all EVM chains, and independently audited. Async request-then-settle workflows mirror traditional fund subscription/redemption cycles. Role separation (Vault Admin, Curator, Valuation Provider, Whitelist Manager) ensures no single actor can manipulate strategy, pricing, or access. City Protocol never holds user funds. *** ### **Chain-agnostic from day one.** No need to pick a chain or maintain parallel deployments. Native chain abstraction lets users deposit from any supported EVM network. Strategy execution happens wherever the best risk-adjusted yield lives. Cross-chain messaging handles deposit and withdrawal routing across L1s and L2s. One integration serves every network. Liquidity stays unified. *** ### **Structurally cheaper acquisition.** Neobanks already achieve acquisition costs 4x lower than traditional online banking and capture 40% of new US account openings. City Protocol gives any Web3 project the same feature set (yield, payments, swap, ramp) as a pluggable SDK. Skip the cost of building neofinance from scratch. Your users get a neobank-grade experience. You get faster time-to-market and higher retention through embedded financial utility. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://city-protocol.gitbook.io/docs/introduction/value-proposition/founders-and-developers.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.