# KYC / AML Module

### KYC / AML Module Overview

Compliance is the foundation of institutional-grade neofinance. The KYC (Know Your Customer) and AML (Anti-Money Laundering) Module provides the necessary identity verification and regulatory screening tools required to operate compliant financial products on-chain.

This module allows founders to deploy permissioned vaults, restrict access based on geographic jurisdictions, and ensure that all participants meet the regulatory requirements of their specific operating environment.

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### Identity Verification and Compliance Layers

City Protocol aggregates top-tier identity verification providers to offer a seamless, automated compliance experience:

{% tabs %}
{% tab title="Automated Verification" %} <mark style="color:$primary;">**Automated Verification**</mark>

Integrations with Persona, Veriff, Onfido, Jumio, and Trulioo provide real-time identity document verification, biometric liveness checks, and watchlist screening.
{% endtab %}

{% tab title="Continuous Monitoring" %} <mark style="color:$primary;">**Continuous Monitoring**</mark>

Partnership with Comply Advantage ensures ongoing AML transaction monitoring and risk scoring to prevent illicit activities within the ecosystem.
{% endtab %}

{% tab title="Programmable Access Control" %} <mark style="color:$primary;">**Programmable Access Control**</mark>

The KYC status of a user is securely linked to their wallet address via the Whitelist Manager role in the Vault Architecture. This allows smart contracts to automatically accept or reject deposits based on the user's verified compliance status, without exposing Personally Identifiable Information (PII) on-chain.
{% endtab %}
{% endtabs %}

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### Underlying Protocols

<table data-card-size="large" data-view="cards"><thead><tr><th></th><th data-type="content-ref"></th><th data-hidden data-card-cover data-type="image">Cover image</th></tr></thead><tbody><tr><td><strong>Persona</strong></td><td><a href="https://withpersona.com/">https://withpersona.com/</a></td><td><a href="/files/tHW25RiyllZsf8LIHjrL">/files/tHW25RiyllZsf8LIHjrL</a></td></tr><tr><td><strong>Veriff</strong></td><td><a href="https://www.veriff.com/">https://www.veriff.com/</a></td><td><a href="/files/txoR6xy6pOfkbaqY9h6C">/files/txoR6xy6pOfkbaqY9h6C</a></td></tr><tr><td><strong>Onfido</strong></td><td><a href="https://onfido.com">https://onfido.com</a></td><td><a href="/files/IehEeSpoNXxPAamD70Ek">/files/IehEeSpoNXxPAamD70Ek</a></td></tr><tr><td><strong>Comply Advantage</strong></td><td><a href="https://complyadvantage.com/">https://complyadvantage.com/</a></td><td><a href="/files/zZwHIWsmFa5emaWzIt8S">/files/zZwHIWsmFa5emaWzIt8S</a></td></tr></tbody></table>


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