# Protocol Comparison

<table><thead><tr><th width="193.77734375"></th><th>Morpho Blue</th><th>Aave V3</th></tr></thead><tbody><tr><td>Market Structure</td><td>Isolated pairs</td><td>Pooled reserves</td></tr><tr><td>Transaction Pattern</td><td>Bundler (prerequisites + core tx)</td><td>Single transaction</td></tr><tr><td>Approval Handling</td><td>Bundled via <code>requirements</code> array</td><td>Managed separately by integrator</td></tr><tr><td>Interest Rates</td><td>Set by market parameters</td><td>Dynamic, pool-governed</td></tr><tr><td>Best For</td><td>Targeted exposure to specific pairs</td><td>Broad lending/borrowing with established liquidity</td></tr></tbody></table>

Both protocols are accessible through the same `CityLendingClient` instance. Integrators can mix and match across Morpho Blue and Aave V3 within the same application without needing separate client configurations.


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