Tokenomics

$CP Token

$CP is City Neobank's native utility token — the mechanism that makes the neobank work harder for its most active users. Hold more, stake more, and every product improves: yields rise, fees drop, access expands.

Governance: $CP holders decide what enters the neobank — which vaults launch, which assets list, how fees and rewards are set. Token-weighted, on-chain, final.

Contribution Rewards: City Neobank pays its users back. Creators earn $CP through the Reward Module, scored by the Virality Leaderboard, verified by City ID. Higher reputation unlocks higher tiers, better campaigns, and early vault access.

Medium of Exchange: $CP is how you pay across City Neobank. AI creation tools, campaign fees, swap and vault transactions, all at a discount when settled in $CP.

Staking: Stake $CP to unlock the full neobank: boosted vault APY, lower fees, priority access to oversubscribed vaults, and City ID reputation multipliers. Longer locks, better benefits.

Value Accrual: Every fee City Neobank earns, from vaults, swaps, and campaigns, feeds a perpetual buyback-and-burn cycle. More usage, more buybacks, less supply. $CP value grows as the neobank grows.