Mainstream Consumers

Institutional yield without institutional barriers: City Neobank packages tokenized RWA assets and Trading Strategies, such as delta-neutral strategies, into single-tap vault deposits. You earn 10%–20% stable APY on the same short-duration, risk-assessed instruments that institutions access, without needing to be one.

From download to earning in under five minutes: Sign in with Apple, Google, or any existing wallet. No seed phrases to safeguard, no gas tokens to acquire, no bridges to navigate. City Neobank's seedless, gasless onboarding collapses the distance between "curious" and "compounding" to a single sitting.

One balance, every chain, every opportunity: Deposit from any supported chain into any vault. Swap assets cross-chain through intent-based routing. City Neobank abstracts away bridging, gas management, and protocol-specific interfaces, so your financial life lives in one unified surface, not scattered across dozens of apps.

Earn beyond yield: The Reward module turns content creation and community participation into a continuous income stream alongside your vault returns. Rewards are proportional to the measurable attention and engagement you generate — a proof-of-contribution system, not a lottery-style airdrop. Your vault compounds while your content earns.